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Assignment

Assignment happens when the buyer of an option exercises their right to buy (for a call) or sell (for a put) the underlying asset, and the seller of that option is required to fulfill the contract.

For example, if you sell a call option with a strike price of $50 and the buyer exercises it, you’re assigned the obligation to sell the underlying stock at $50 per share, regardless of the current market price.

Similarly, if you sell a put option, you might be assigned to buy the stock at the strike price. Assignment typically occurs when an option is in-the-money at or near expiration, but it can happen earlier. As long as the option has extrinsic value, the probability of assignment is minimal.

Check Your Understanding

When is assignment most likely to occur?