Privacy Policy

Controller: Financial Pulse (individual project), Croatia. Contact: time24trader@gmail.com.

Last updated: 2025-08-13

1. What data we collect

Usage data (pages, device, rough location/IP).
Contact data (if you email or submit a form: name, email, message).
Marketing preferences (newsletter opt-in/opt-out).
Cookies (see Cookie Policy below).

2. Why we process data & legal bases (GDPR)

Analytics to improve the site — consent (Art. 6(1)(a)).
Contact replies — legitimate interests or pre-contractual steps (Art. 6(1)(f)/(b)).
Newsletter — consent (Art. 6(1)(a)).
Security/anti-abuse — legitimate interests (Art. 6(1)(f)).

3. Retention

We keep data only as long as necessary for the purposes above, or as required by law. Indicatively: contact messages up to [90 days] after last interaction; newsletter data until you unsubscribe; analytics per vendor defaults or until consent is withdrawn.

We may use vendors (e.g., hosting, email provider, analytics). We ensure appropriate data-processing agreements.

Hosting/CDN: [HOSTING_PROVIDER]
Email/newsletter: [NEWSLETTER_PROVIDER]
Analytics (optional): [ANALYTICS_VENDOR]

5. International transfers

Where data is transferred outside the EEA, we use appropriate safeguards (e.g., Standard Contractual Clauses).

6. Your rights

You can request access, rectification, erasure, restriction, portability, object to processing, and withdraw consent at any time. Contact: time24trader@gmail.com. You may lodge a complaint with the Croatian DPA (AZOP).

7. Children

"This site is intended for users aged 18 and over. We do not knowingly collect personal data from anyone under 18 years old."

8. Changes to this policy

We may update this policy from time to time. Material changes will be indicated by updating the “Last updated” date above.

9. Contact

Financial Pulse (individual project), Croatia. time24trader@gmail.com.

Cookie Policy

We use cookies to operate the site and, with your consent, for analytics. Non-essential cookies are used only after consent. You can change your choice at any time via “Manage Cookies”.

Category	Purpose	Examples
Strictly necessary	Security, site functions, consent storage	consent_cookie, session_id
Analytics (optional)	Measure usage to improve site	[_ga, _gid] (if using GA)

Manage cookies:

Politika privatnosti

Voditelj obrade: Financial Pulse (osobni projekt), Hrvatska. Kontakt: time24trader@gmail.com.

Zadnje ažuriranje: 2025-08-13

1. Koje podatke prikupljamo

Podaci o korištenju (stranice, uređaj, približna lokacija/IP).
Kontakt podaci (ako nam pišete ili pošaljete obrazac: ime, e-pošta, poruka).
Marketinške postavke (pretplata/odjava newslettera).
Kolačići (vidi Politiku kolačića niže).

2. Svrhe i pravne osnove (GDPR)

Analitika radi poboljšanja stranice — privola (čl. 6. st. 1. t. a).
Odgovori na upite — legitimni interes ili pretugovorne radnje (čl. 6. st. 1. t. f/b).
Newsletter — privola (čl. 6. st. 1. t. a).
Sigurnost/sprečavanje zlouporabe — legitimni interes (čl. 6. st. 1. t. f).

3. Rokovi čuvanja

Podatke čuvamo koliko je potrebno za navedene svrhe ili koliko to zahtijeva zakon. Primjerice: poruke do [90 dana] nakon zadnje komunikacije; newsletter do odjave; analitika prema pravilima pružatelja ili do povlačenja privole.

4. Dijeljenje i izvršitelji obrade

Mogli bismo koristiti pružatelje usluga (hosting, e-pošta, analitika). Osiguravamo odgovarajuće ugovore o obradi podataka.

Hosting/CDN: [HOSTING_PROVIDER]
E-pošta/newsletter: [NEWSLETTER_PROVIDER]
Analitika (opcionalno): [ANALYTICS_VENDOR]

5. Prijenosi izvan EGP-a

Za prijenose izvan EGP-a primjenjujemo odgovarajuće zaštitne mjere (npr. Standardne ugovorne klauzule).

6. Vaša prava

Imate pravo na pristup, ispravak, brisanje, ograničenje, prenosivost, prigovor te povlačenje privole. Pišite nam na time24trader@gmail.com. Pritužbu možete podnijeti i AZOP-u.

7. Djeca

“Stranica je namijenjena korisnicima starijima od 18 godina. Ne prikupljamo svjesno osobne podatke osoba mlađih od 18 godina.”

8. Izmjene politike

Politiku možemo povremeno ažurirati. Bitne promjene označit ćemo ažuriranjem datuma iznad.

9. Kontakt

Financial Pulse (osobni projekt), Hrvatska. time24trader@gmail.com.

Politika kolačića

Kolačiće koristimo za funkcioniranje stranice i, uz vašu privolu, za analitiku. Nenužni kolačići koriste se tek nakon privole. Odluku možete promijeniti u svakom trenutku putem “Upravljanje kolačićima”.

← Back to Financial Pulse